Privacy Policy

1. Introduction

At Nexith Financial Consulting ("Nexith," "we," "us," or "our"), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.nexith.com.sg (the "Website") or use our financial consulting and tax services (collectively, the "Services").

We adhere to the Personal Data Protection Act 2012 (PDPA) of Singapore and other applicable data protection laws. Please read this Privacy Policy carefully to understand our practices regarding your personal data.

2. Data Controller

Nexith Financial Consulting Pte. Ltd. is the data controller responsible for your personal data. We are registered in Singapore with registration number 201XXXXXXX and have our registered office at One Raffles Place, #12-34, Singapore 048616.

If you have any questions about this Privacy Policy or our data practices, please contact our Data Protection Officer at:

Nexith Financial Consulting Pte. Ltd.
Attention: Data Protection Officer
One Raffles Place, #12-34
Singapore 048616
Email: [email protected]
Phone: +65 6123 4567

3. Personal Data We Collect

3.1 Information You Provide to Us

We collect personal data that you voluntarily provide to us when you:

• Fill out forms on our Website, including our contact form;
• Create an account or profile on our Website;
• Subscribe to our newsletters or mailing lists;
• Engage our Services;
• Communicate with us via email, phone, or other methods;
• Submit feedback, questions, or comments;
• Apply for employment or career opportunities.

Depending on the context of your interactions with us, we may collect the following types of information:

• Contact Information: Name, email address, postal address, phone number;
• Identity Information: Date of birth, nationality, identification numbers (NRIC, FIN, passport number);
• Professional Information: Company name, job title, industry, business address;
• Financial Information: Bank account details, tax identification numbers, financial statements, income details;
• Employment Information: Resume/CV, employment history, educational background, references;
• Correspondence: Records of communication between you and us.

3.2 Information We Collect Automatically

When you visit our Website, we may automatically collect certain information about your device and usage of our Website, including:

• Technical Information: Internet protocol (IP) address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform;
• Usage Information: Pages visited, time spent on pages, page interaction information, methods used to browse away from the page;
• Location Information: General location information based on IP address;
• Device Information: Device type, screen resolution, and other technical identifiers.

We collect this information using cookies and other similar technologies. For more information about how we use cookies, please see our Cookies Policy.

4. How We Use Your Personal Data

We use your personal data for the following purposes:

4.1 Marketing Communications

We may use your personal data to send you information about our Services, events, and relevant industry updates that may be of interest to you. You will receive marketing communications from us only if you have given your consent.

You can opt out of receiving marketing communications from us at any time by:

• Clicking the "unsubscribe" link in any marketing email we send;
• Contacting us at [email protected];
• Updating your preferences in your account settings (if applicable).

5. Disclosure of Your Personal Data

We may share your personal data with the following categories of recipients:

5.1 Service Providers

We may disclose your personal data to third-party service providers who perform services on our behalf, such as:

• IT and system administration providers;
• Professional advisers (e.g., lawyers, bankers, auditors, insurers);
• Marketing and communication providers;
• Payment processors;
• Cloud storage providers.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.

5.2 Regulatory Authorities and Law Enforcement

We may disclose your personal data to regulatory authorities, government agencies, and law enforcement officials:

• To comply with legal obligations;
• To respond to valid legal processes, such as court orders or subpoenas;
• To protect our rights, privacy, safety, or property;
• To investigate and prevent fraud or other illegal activities.

5.3 Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your personal data may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal data.

6. International Transfers

As a Singapore-based business providing international financial and tax services, we may transfer your personal data to countries outside of Singapore for the purposes described in this Privacy Policy. When we transfer your personal data outside of Singapore, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

• Transferring to countries that have been deemed to provide an adequate level of protection for personal data;
• Using specific contracts approved by the relevant authorities which give personal data the same protection it has in Singapore;
• Implementing appropriate technical and organizational measures to ensure the security of your personal data.

7. Data Security

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, accessed, altered, or disclosed in an unauthorized way. These measures include:

• Encryption of sensitive data;
• Secure networks and servers;
• Access controls and authentication procedures;
• Regular security assessments and testing;
• Staff training on data protection and security.

We have procedures in place to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

8. Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider:

• The amount, nature, and sensitivity of the personal data;
• The potential risk of harm from unauthorized use or disclosure;
• The purposes for which we process your personal data;
• Whether we can achieve those purposes through other means;
• The applicable legal, regulatory, tax, accounting, or other requirements.

For clients using our financial consulting and tax services, we typically retain relevant personal data for at least 7 years to comply with tax and financial regulations. For marketing purposes, we review and refresh consent settings periodically, at least every 2 years.

9. Your Legal Rights

Under the Personal Data Protection Act 2012 (PDPA) and other applicable data protection laws, you have certain rights regarding your personal data, including:

9.1 Right to Access

You have the right to request access to your personal data that we hold about you.

9.2 Right to Correction

You have the right to request correction of any inaccurate or incomplete personal data that we hold about you.

9.3 Right to Withdraw Consent

Where we process your personal data based on consent, you have the right to withdraw that consent at any time.

9.4 Right to Object

You have the right to object to our processing of your personal data where we are relying on a legitimate interest and there is something about your particular situation which makes you want to object to processing on this ground.

9.5 How to Exercise Your Rights

To exercise any of these rights, please contact our Data Protection Officer using the contact details provided in Section 2. We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it.

We try to respond to all legitimate requests within 30 days. Occasionally it may take us longer if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

10. Children's Privacy

Our Services are not intended for children under the age of 18. We do not knowingly collect personal data from children under 18. If you are a parent or guardian and believe that your child has provided us with personal data without your consent, please contact us, and we will take steps to delete such information.

11. Third-Party Websites

Our Website may contain links to third-party websites. Clicking on those links may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our Website, we encourage you to read the privacy policy of every website you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we make changes, we will update the "Last Updated" date at the bottom of this page and notify you of material changes as required by applicable law.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your personal data.