Terms and Conditions

1. Introduction

Welcome to Nexith Financial Consulting. These Terms and Conditions govern your use of our website located at www.nexith.com.sg (the "Website") and the services we provide. By accessing our Website or using our services, you agree to be bound by these Terms and Conditions in full. If you do not agree to these Terms and Conditions, you must not use our Website or services.

Please read these Terms and Conditions carefully. They contain important information regarding your rights and obligations, as well as limitations and exclusions that may apply to you.

2. Definitions

In these Terms and Conditions, the following definitions apply:

  • "Nexith," "we," "us," or "our" refers to Nexith Financial Consulting Pte. Ltd., a company registered in Singapore with registration number 201XXXXXXX and having its registered office at One Raffles Place, #12-34, Singapore 048616.
  • "Client," "you," or "your" refers to any individual or organization that uses our Website or services.
  • "Services" refers to financial consulting and tax services provided by Nexith as detailed on our Website or in a separate engagement letter.
  • "Content" refers to any text, images, graphics, videos, audio, data, information, or other materials on our Website.

3. Services

3.1 Description of Services

Nexith provides financial consulting and tax services as described on our Website or as specified in a separate engagement letter. Our services may include, but are not limited to, tax planning, financial strategy development, compliance assistance, and wealth management advice.

3.2 Service Limitations

The information and services provided on our Website and by our consultants are for general informational purposes only and should not be construed as professional advice. Financial and tax regulations are complex and change frequently. We recommend seeking personalized advice from our qualified consultants before making any financial or tax decisions.

3.3 No Client Relationship

Visiting our Website or using the information provided does not create a client relationship between you and Nexith. A client relationship is only established after we have agreed to provide services to you, which typically involves signing an engagement letter that outlines the specific services to be provided.

4. Website Use

4.1 License to Use Website

We grant you a non-exclusive, non-transferable, revocable license to use our Website in accordance with these Terms and Conditions. This license is for personal and non-commercial use only, unless otherwise specified in a separate written agreement.

4.2 Prohibited Uses

You agree not to use our Website:

  • In any way that breaches any applicable local, national, or international law or regulation;
  • In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
  • To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material (spam);
  • To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware;
  • To attempt to gain unauthorized access to our Website, the server on which our Website is stored, or any server, computer, or database connected to our Website.

4.3 Website Availability

We do not guarantee that our Website, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, discontinue, or change all or any part of our Website without notice. We will not be liable to you if for any reason our Website is unavailable at any time or for any period.

5. Intellectual Property Rights

5.1 Ownership

All intellectual property rights in our Website and the Content belong to Nexith or our licensors. These works are protected by copyright laws and treaties around the world. All such rights are reserved.

5.2 Use of Content

You may print off one copy, and may download extracts, of any page(s) from our Website for your personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences, or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of Content on our Website must always be acknowledged.

You must not use any part of the Content on our Website for commercial purposes without obtaining a license to do so from us or our licensors.

6. No Reliance on Information

The Content on our Website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the Content on our Website.

Although we make reasonable efforts to update the information on our Website, we make no representations, warranties, or guarantees, whether express or implied, that the Content on our Website is accurate, complete, or up-to-date.

7. Limitation of Our Liability

To the extent permitted by law, we exclude all conditions, warranties, representations, or other terms which may apply to our Website or any Content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • Use of, or inability to use, our Website;
  • Use of or reliance on any Content displayed on our Website;
  • Any errors or omissions in the Content;
  • Any downtime or failure of our Website;
  • Any viruses that may infect your computer equipment due to your use of our Website.

We will not be liable for any loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill, or reputation; or any indirect or consequential loss or damage.

Nothing in these Terms and Conditions excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by Singapore law.

8. Professional Services and Fees

8.1 Engagement Process

Our professional services are only provided after a formal engagement process, which typically includes:

  • An initial consultation to understand your needs;
  • Preparation of an engagement letter that outlines the scope of services, fees, and other terms;
  • Your written acceptance of the engagement letter.

8.2 Fees and Payment

Our fees will be detailed in the engagement letter or other written communication. Unless otherwise specified:

  • Fees are quoted in Singapore Dollars and exclusive of Goods and Services Tax (GST);
  • Payment is due within 30 days of the invoice date;
  • We reserve the right to charge interest on late payments at 1.5% per month or the maximum rate permitted by law, whichever is lower;
  • We may require advance payment for certain services.

8.3 Confidentiality

We will maintain the confidentiality of all information you provide to us in connection with our services. However, we may disclose confidential information:

  • As required by law or regulatory authorities;
  • To our professional advisers or insurers;
  • With your prior written consent.

9. Data Protection

Any personal information you provide to us will be processed in accordance with our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using our Website and services, you consent to such processing.

10. Termination

We may terminate or suspend access to our Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions.

For clients with active service engagements, termination provisions will be as specified in the engagement letter.

11. Indemnification

You agree to indemnify, defend, and hold harmless Nexith, its directors, officers, employees, and agents from and against all claims, losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these Terms and Conditions or any activity related to your use of our Website or services.

12. Third-Party Links and Content

Our Website may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the contents of those websites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

13. Changes to These Terms

We may revise these Terms and Conditions at any time by amending this page. Please check this page regularly to take notice of any changes we made, as they are binding on you. Your continued use of our Website after such changes constitutes your acceptance of the new Terms and Conditions.

14. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of Singapore. Any dispute arising out of or in connection with these Terms and Conditions, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the courts of Singapore.

15. Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect. Such invalid or unenforceable provision shall be replaced with a valid and enforceable provision that most closely matches the intent of the original provision.

16. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and Nexith regarding your use of our Website and services, and supersede all prior agreements and understandings, whether written or oral.

17. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Nexith Financial Consulting Pte. Ltd.
One Raffles Place, #12-34
Singapore 048616
Email: [email protected]
Phone: +65 6123 4567

Last updated: April 15, 2025